FS25 operations consoleBaseline v1.21.0.0 // reviewed 2026-07-29

FARM FINANCE

Loan interest calculator

Measure the daily and total cost of borrowed in-game money before buying land, buildings or machinery.

Borrowing plan

Loan inputs

Finance cost

Simple daily interest

CUSTOM RATE
Total interest$0over 0 days
Daily interest charge
$0
Balance plus interest
$0
Remaining principal
$0
30-day interest
$0
Simple annual rate
0%
Return after interest
$0
Enter the rate you observe

Loan rules may differ by game version, difficulty or mod. This calculator uses simple interest on the entered principal for the full planning period.

Capital discipline

Borrow only when the return clears the cost

Compare the interest charge with the profit created by the purchased field, production point or machine. A positive project return can still be a poor use of debt when the margin is narrow.

Principal repayment is applied at the end of the period in this simple model, so it does not reduce interest during the selected days.